Rs 50,000 starting salary? These small cap mutual funds made over Rs 13 lakh in 5 years — See how much to invest monthly!

Small cap mutual funds: According to the mandate of the Securities and Exchange Board of India (SEBI), a small cap mutual fund scheme has to invest in companies that rank below the top 250 by market capitalisation. The schemes are also supposed to invest at least 65 per cent of their assets in small cap stocks.

Small companies tend to be more volatile, and their performance is seen to vary over time, compared with large and mid cap firms. Therefore, small cap investment is considered very risky.

The segment is usually highly volatile, especially in the short run. Hence, small-cap schemes are expected to suit only aggressive investors who have the necessary risk tolerance and a reasonable long-term horizon.

In 5 years, the Quant Small Cap Fund has given a 27.42 per cent annualised return. Its assets under management (AUM) are Rs 28,806 crore, while its net asset value (NAV) is Rs 268 as of February 11, 2026. Quant Small Cap Fund is benchmarked against NIFTY Smallcap 250 TRI.

A monthly SIP of Rs 12,000, with a total investment of Rs 7,20,000 over 5 years, has grown to an estimated Rs 15,46,482 with the Quant Small Cap Fund.

In the last five years, the Bandhan Small Cap Fund has posted an annualised return of 25.66 per cent, with its AUM standing at Rs 20,758 crore. Its net asset value (NAV) is Rs 51 as of February 11, 2026.

A monthly SIP of Rs 12,000, with a total investment of Rs 7,20,000 over 5 years, has grown to an estimated Rs 14,66,770 with the Bandhan Small Cap Fund.

Over the past five years, Nippon India Small Cap Fund has delivered an annualised return of 25.27 per cent, with assets under management (AUM) totalling Rs 68,870 crore. Its net asset value (NAV) is Rs 186 as of February 11, 2026.

A monthly SIP of Rs 12,000, with a total investment of Rs 7,20,000 over 5 years, has grown to an estimated Rs 14,49,768 with the Nippon India Small Cap Fund.

In 5 years, the Invesco India Small Cap Fund has given a 24.36 per cent annualised return. Its assets under management (AUM) are Rs 9836 crore, while its net asset value (NAV) is Rs 47 as of February 11, 2026. Invesco India Small Cap Fund is benchmarked against the BSE 250 Smallcap TRI.

A monthly SIP of Rs 12,000, with a total investment of Rs 7,20,000 over 5 years, has grown to an estimated Rs 14,10,991 with the Invesco India Small Cap Fund.

Over the past five years, the HSBC small cap fund has delivered an annualised return of 23.16 per cent, with assets under management (AUM) totalling Rs 15,749 crore. Its net asset value (NAV) is Rs 86 as of February 11, 2026.

A monthly SIP of Rs 12,000, with a total investment of Rs 7,20,000 over 5 years, has grown to an estimated Rs 13,61,719 with the Nippon India Small Cap Fund.

(Disclaimer: The above article is meant for informational purposes only, and should not be considered as any investment advice. ET NOW DIGITAL suggests its readers/audience to consult their financial advisors before making any money related decisions.)