Shriram Finance FD rates, calculator: Check latest interest rate for senior citizens, non-senior and women investors

Shriram Finance FD rates, calculator: A Fixed Deposit ( FD) is a financial instrument offered by banks and non-banking financial companies (NBFCs), where you deposit a lump sum amount for a fixed tenure at a predetermined interest rate. The interest earned is higher than that of a regular savings account. At maturity, you receive the principal along with accumulated interest. FDs are popular for their safety, guaranteed returns, and flexible investment periods.

Today, in this story, we will go through the Shriram Finance FD rates and calculation for senior citizens, non-senior and women investors.

Shriram Finance FD rates and charges

Shriram Fixed Deposit (FD) offers an attractive and secure investment option with competitive interest rates of up to 8.15% p.a., making it a reliable choice for individuals seeking steady returns. These rates include additional benefits for Senior Citizens and Women Depositors, ensuring inclusive financial growth across investor categories.

Shriram Finance FD rates on fresh deposits

Shriram Finance provides both Cumulative and Non-Cumulative fixed deposit options to suit different income needs. Interest rates vary based on the investment tenure: (Effective from 5th August 2025)

All interest rates are rounded off to two decimal places.

Shriram Finance FD interest benefits

Investors can choose how they receive their interest income. Interest can be credited directly to the registered bank account on a monthly, quarterly, half-yearly, or yearly basis. Alternatively, investors may opt for a cumulative payout, where the interest is received along with the principal amount at maturity.

Shriram Finance FD investment tenure

The minimum investment tenure for a Shriram Fixed Deposit is 12 months, while the maximum tenure extends up to 60 months, allowing flexibility based on individual financial goals.

Shriram Finance FD calculator

Suppose you are a woman investor who decides to invest Rs 50,000 for 60 months, i.e., 5 years. With an interest rate of 7.65%, your investment amount will be Rs 50,000, your total earnings may be Rs 19,125, and your Yearly Interest Payout could be Rs 3,825. The total Receivable Amount would be Rs 69,125 in 60 months. For the rest calculation, check the link here.

(Disclaimer: The above article is meant for informational purposes only, and should not be considered as any investment advice. ET NOW DIGITAL suggests its readers/audience to consult their financial advisors before making any money related decisions.)